What We Offer

Our Services

Comprehensive financial services designed to empower our members and promote sustainable economic growth in our community.

Savings Mobilization

Individual member savings accounts held in trust with competitive interest rates from commercial bank deposits.

  • Individual savings accounts
  • Competitive interest rates
  • Funds held in trust

Affordable Credit

Access affordable credit facilities designed to empower members with capital for personal and business growth.

  • Low-interest loans
  • Flexible repayment terms
  • Personal & business loans

Financial Literacy

Education programs to promote financial literacy, responsible credit management, and smart investment decisions.

  • Financial training workshops
  • Investment guidance
  • 15% Education Fund allocation

Agricultural Investment

Financing local agricultural growth, high-yield production, and sustainable farming initiatives in Lusaka.

  • Farm financing
  • High-yield production support
  • Sustainable farming initiatives

Enterprise Development

Supporting small enterprise developments through cooperative capital and shared economic resources.

  • Small business funding
  • Entrepreneurship support
  • Shared economic resources

Share Capital & Dividends

Earn patronage bonuses and dividends on your shares, with transparent surplus distribution approved at AGMs.

  • 25% return on shares
  • Patronage bonuses
  • AGM-approved distributions

Member Trading Account

As a member, your Savings Account also serves as a Trading Account with the Society (as per By-law 4.05), giving you access to cooperative trading opportunities and additional income streams.

Join & Start Trading